Equipment Financing Experts (hereinafter “Equipment Financing Experts”) specializes in commercial equipment financing. In the course of its activities, Equipment Financing Experts is required to collect, use and disclose personal information.
Respecting your privacy and personal information is of the utmost importance to Equipment Financing Experts, and every effort is made to maintain the confidentiality of the information we hold about our customers, including personal information provided to us.
The purpose of this privacy policy (hereinafter the “Policy”) is to set out Equipment Financing Experts’ practices with respect to the collection, use and retention of personal information. It applies to all personal information that you provide to us.
1. COLLECTION AND USE OF PERSONAL INFORMATION
In the course of its activities, Equipment Financing Experts may or must collect several types of personal information, depending on the circumstances.
Personal information is information that, taken alone or in combination with other data, identifies, directly or indirectly, a natural person or sensitive information about the organization in which that person works.
Personal information collected by Equipment Financing Experts is confidential. Only those persons who need to know this information or whose duties reasonably require them to know it have access to it. This information will be made public or communicated to third parties only in compliance with the limits established by this Policy or, in exceptional circumstances, after obtaining the express consent of the persons concerned.
The table below contains a complete list of the personal information that Equipment Financing Experts may collect, as well as a description of how this information may be used:
|
Activity |
Collected data |
Objective |
|
When applying for a loan or lease |
|
|
|
Staffing and human resources management |
|
|
Some information can also be obtained from various public sources, such as the company register, social networks and other government sites.:
2. SHARING PERSONAL INFORMATION
Personal information collected and held by Equipment Financing Experts is disclosed only when consent has been obtained, unless otherwise required by law.
In the course of business, Equipment Financing Experts may share personal information with third parties (who are bound by the same privacy obligations), including:
- Third parties involved in processing loan applications
- Technology service providers (IT, web, and data hosting) who may access data only as required to perform their services
- Government and regulatory bodies, legal and financial advisors, insurers, bankers, accountants, and other professionals
3. RETENTION OF PERSONAL INFORMATION
Equipment Financing Experts retains personal information only as long as necessary for the purposes stated in this Policy and to comply with legal and contractual obligations.
4. WEBSITE AND DATA STORAGE
The Equipment Financing Experts website is managed by Momentumm and hosted by SiteGround. Files and data collected are hosted by Zoho Canada Corporation, whose servers are located in Canada.
5. CONFIDENTIALITY AND SECURITY MEASURES
Your privacy is our priority. Equipment Financing Experts is committed to high standards of data security, both during transmission and storage.
Only authorized personnel have access to personal information, and only to the extent required by their duties.
While Equipment Financing Experts implements strong safeguards, no method of transmission or storage is 100% secure. As such, we cannot guarantee absolute protection from breaches or cyber threats.
Additionally, we cannot ensure the full protection of information transmitted through our website, and you assume all risks associated with site usage, including data transmission, downloads, or links accessed.
6. COOKIES
Our website uses cookies to support functionality and provide a personalized user experience. By browsing the site, you consent to the use of cookies, although you may disable them in your browser.
Collected data may include:
- IP address
- Operating system
- Visited pages and queries
- Time and date of visit
We also use social media buttons, and those platforms may store cookies per their respective policies. Please consult their privacy policies for details.
Disabling cookies may impact certain site features but will not prevent access to the site.
7. GOOGLE ANALYTICS
Equipment Financing Experts uses Google Analytics, a service provided by Google Inc., which uses cookies and unique identifiers to analyze user behavior. Data collected includes usage information and IP addresses, stored on U.S.-based Google servers.
Google may transfer this information to third parties if required by law or for service provision. Google does not associate data with personally identifiable information. Data is used to:
- Evaluate site usage
- Generate usage reports
- Improve website services
8. YOUR RIGHTS
Subject to legal exceptions, individuals have the following rights regarding their personal information:
a. Right of Access: Request access to personal information and its usage. Equipment Financing Experts will respond to written requests, except where law prohibits disclosure.
b. Right of Rectification: Request correction of inaccurate or incomplete information.
c. Right to Erasure: Request deletion of personal data in certain cases (e.g., withdrawal of consent or no longer necessary for purposes collected).
d. Right to Withdraw Consent: Consent may be withdrawn at any time. However, this may limit our ability to fulfill services, such as processing loan applications.
9. PRIVACY OFFICER
Equipment Financing Experts has appointed Melyssa Frenette-Bruyere as the Privacy Officer. For questions, concerns, or to exercise your privacy rights, please contact:
Melyssa Frenette-Bruyere
Equipment Financing Experts
510 Blvd Maloney E #104
Gatineau, Quebec
J8P 1E7
info@equipmentfinancingexperts.ca
T: 1-866-EQUIP-1
F: 1-888-346-2271
10. CHANGES TO THIS POLICY
Equipment Financing Experts reserves the right to amend this Policy at any time without notice. The current version is always available on our website.
11. ACCEPTANCE OF PRIVACY POLICY
By browsing our website, you acknowledge that you have read and understood this Policy and agree to its terms, including the collection and processing of personal data and the use of cookies.